Financial Crime Manager

Accountabilities • Own AML risk management: Assess products, payment methods, and commercial initiatives for money laundering exposure, identifying gaps and opportunities to strengthen existing controls.

• Build AML frameworks and processes: Develop and implement risk assessment methodologies, control frameworks, and approval procedures for existing products and new launches.

• Lead financial crime investigations: Investigate suspicious activity, prepare cases suitable for Suspicious Activity Report (SAR) submissions, and collaborate with Compliance on regulatory reporting.

• Conduct customer and sanctions screening: Perform sanctions screening, customer due diligence (CDD), and enhanced due diligence (EDD) to identify and mitigate financial crime risks.

• Drive data-led risk analysis: Analyze large datasets to detect suspicious patterns, identify root causes, and translate findings into clear, practical recommendations.

• Support regulatory readiness: Help prepare risk and fraud operations for evolving regulatory requirements, including the anticipated electronic money institution (EMI) licensing process.

• Promote AML awareness and best practices: Train colleagues, share expertise, and embed a strong financial crime prevention culture across teams.

• Translate strategy into action: Define the AML roadmap while remaining actively involved in day-to-day operational activities, investigations, and control improvements.

Requirements:

• Relevant professional experience: 3–5 years of experience in anti-money laundering, financial crime prevention, or a related field, ideally within fintech or banking.

• AML operational expertise: Hands-on experience with sanctions screening, customer due diligence (CDD), and enhanced due diligence (EDD).

• Investigations and regulatory reporting: Experience conducting financial crime investigations, preparing regulatory reports, and working with regulators or relevant authorities.

• Strong analytical capabilities: Demonstrated experience analyzing data, identifying patterns, conducting root cause analysis, and developing evidence-based recommendations.

• Problem-solving skills: Ability to investigate complex issues, assess risks, and design effective, practical solutions.

• Ownership and independence: A strong sense of accountability, attention to detail, high quality standards, and the ability to work independently in a dynamic environment.

• Framework development: Confidence in designing new policies, controls, and processes rather than relying exclusively on established procedures.

• Location and availability: Based in Romania or able to work effectively within a compatible European time zone.

• Additional advantages: A recognized AML certification, such as ICA or ACAMS; SQL knowledge; and experience working in a fast-paced, results-oriented fintech environment.

Benefits:

• Competitive compensation: Annual salary ranging from €30,000 to €40,000, depending on experience and responsibilities.

• Employee stock options: Opportunity to participate in an employee stock options program.

• Performance and referral bonuses: Access to various bonus schemes, including performance-based and referral incentives.

• Additional paid leave: Opportunities to earn extra time off through applicable bonus programs.

• Learning and development: A dedicated personal learning budget to support ongoing professional growth.

• Paid volunteering: Opportunities to contribute to causes that matter through paid volunteering initiatives.

• Flexible working arrangements: Freedom to choose your preferred work location, with office-based, remote, and work-from-anywhere opportunities, subject to applicable arrangements.

• Career progression: Opportunities for accelerated personal and professional development, supported by structured feedback and promotion processes.

• Meaningful impact: The opportunity to build AML capabilities from the ground up, influence risk management practices, and contribute to the development of a growing digital marketplace.

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