Principal Product Manager - Compliance / AML / Risk Platform

Responsibilities 🔹 Compliance & AML Platform

• Own the product roadmap for AML/CFT, transaction monitoring, sanctions screening, and suspicious activity reporting (SAR/STR) systems

• Design and optimize risk scoring frameworks across onboarding and transaction lifecycle

• Partner with Compliance to translate BSP / AMLC regulations into scalable product features

🔹 KYC & Onboarding

• Build and improve KYC/KYB onboarding flows (individual & business)

• Optimize CDD/EDD processes , including document verification, liveness checks, and risk tiering

• Balance conversion vs compliance (reduce friction without increasing risk)

🔹 Anti-Fraud & Risk Control

• Define and implement fraud detection strategies (account takeover, scams, mule accounts, etc.)

• Collaborate with data teams to develop rules engines, alerting systems, and case management tools

• Improve real-time monitoring capabilities for transactions and user behavior

🔹 Risk Platform & Tooling

• Build internal tools for:

• Case management

• Investigation workflows

• Audit trails and reporting

• Integrate with external vendors (e.g., KYC providers, blockchain analytics, sanctions lists)

🔹 Cross-functional Leadership

• Work closely with:

• Compliance / MLRO

• Risk & Fraud Ops

• Data Science / Analytics

• Engineering

• Act as the bridge between regulatory requirements and product implementation

Requirements Must to have

• 5+ years of Product Management experience , preferably in fintech, payments, or crypto

• Strong understanding of:

• AML / CFT frameworks

• KYC / KYB processes

• Transaction monitoring

• Experience building or managing:

• Risk engines / fraud systems / compliance platforms

• Familiarity with Philippines regulations (BSP / AMLC) or similar regulatory environments

• Ability to translate regulatory requirements into scalable product solutions

Nice to have

• Experience in crypto / blockchain / exchange platforms

• Knowledge of:

• Fraud typologies (scams, mule accounts, phishing, etc.)

• Sanctions screening & travel rule

• Experience with tools/vendors like:

• Chainalysis / TRM / Elliptic

• Onfido / Sumsub / Jumio

• Background in compliance, risk, or data analytics